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Last updated: July 2026
1. Acceptance of These Terms
Welcome to LIFE by Kati.
By accessing or using this website, you agree to be bound by these Terms & Conditions.
If you do not agree with these Terms, please do not use this website or any services offered through it.
2. About LIFE by Kati
LIFE by Kati is an international coaching and personal development brand founded by Katharina Louise Kilfoyle.
The website provides educational content, coaching services, mentoring, digital resources and personal development programs designed to inspire intentional living and personal growth.
3. Eligibility
You must be at least 18 years old, or have the legal consent of a parent or guardian where permitted by applicable law, to use our services.
4. Services
Services may include, but are not limited to:
Personal Coaching
Mentoring
Free 3-Day Journey
Digital Resources
Educational Content
Future Online Courses
Future Group Programs
Future Retreats and Experiences
The available services may change at any time.
5. No Professional Advice
All information provided through LIFE by Kati is intended for educational and personal development purposes only.
Our services do not constitute medical, psychological, psychiatric, legal, financial or therapeutic advice.
You should always seek appropriate professional advice where necessary.
6. Personal Responsibility
By participating in coaching or using any materials provided by LIFE by Kati, you acknowledge that:
you are solely responsible for your own decisions;
you remain responsible for your actions and their consequences;
personal growth depends on individual commitment and implementation.
No guarantees are made regarding specific outcomes or results.
7. Intellectual Property
All content available through LIFE by Kati, including but not limited to:
coaching methods
frameworks
concepts
written materials
exercises
journals
worksheets
videos
photographs
graphics
branding
logos
website design
remains the exclusive intellectual property of LIFE by Kati unless otherwise stated.
No material may be copied, reproduced, modified, translated, shared, resold or commercially distributed without prior written permission.
8. Website Use
You agree not to:
misuse this website;
attempt unauthorized access to systems or data;
upload malicious software;
copy or exploit website content without permission;
use the website for unlawful purposes.
9. Payments
Where paid services become available, all prices will be displayed before purchase.
Payments must be completed before access to paid services is granted unless otherwise agreed.
10. Cancellations and Refunds
Cancellation and refund conditions are governed by the separate Refund Policy.
11. Limitation of Liability
To the fullest extent permitted by applicable law, LIFE by Kati shall not be liable for indirect, incidental or consequential damages arising from the use of this website or participation in coaching services.
Nothing in these Terms excludes liability where such exclusion is prohibited by law.
12. External Links
This website may contain links to third-party websites.
LIFE by Kati is not responsible for their content, services or privacy practices.
13. Changes to These Terms
These Terms & Conditions may be updated at any time.
The latest version will always be available on this website.
Continued use of the website constitutes acceptance of any changes.
14. Governing Law
These Terms shall be governed by the laws of the Federal Republic of Germany, unless mandatory consumer protection laws of another applicable jurisdiction require otherwise.
15. Contact
For any questions regarding these Terms & Conditions, please contact:
contact@lifebykati.com
Copyright
© 2026 LIFE by Kati
All Rights Reserved.